Germany has new plans for the pension. A group of experts made 33 ideas. These ideas make the pension safe. People in Germany get older. Fewer young people pay into the pension. Friedrich Merz and Bärbel Bas got the report.
A big point is the pension age. People shall work longer. The pension age grows with the life expectancy. This means: People live longer and work longer. Until 2041, the age might be 67 point 5 years. Later it might be 70 years. The 'pension with 63' shall end. But there are rules for hard jobs.
The experts suggest a new capital pension. Workers and firms pay money into a fund. This money goes into the stock market. From 2028, this share grows slowly. The goal is 2 percent of the wage. Also civil servants shall pay into the pension fund. This brings more money for everyone.
