A group of experts has new ideas for the pension. The group includes many experts. Chancellor Friedrich Merz likes these ideas. The age for the pension depends on life expectancy. Life expectancy means how old people get. Do people live longer? Then they work longer. The pension at 63 ends soon. Money goes into the stock market. This is called 'Kapital-Rente'. It keeps the money safe for later.
Many people criticize the plans. Manuela Schwesig from the SPD does not like them. She wants to count the work years. Long work should mean an early pension. This is important in East Germany. Minijobs are also bad. Felix Banaszak from the Green Party wants to end them. Minijobs often lead to poverty in old age. The government decides now on the plan.
Frank-Jürgen Weise led the group. He says: The reform is one big package. You cannot change single parts. You must calculate everything new. Markus Söder likes the plans. But he has his own wishes. The politicians talk in the parliament now. Many people worry about their money.
