Interest rates in Europe stay the same

23. July 2026, 15:15

The EZB makes a pause. They do not change the Leit-Zinsen. The board decides this on Thursday. The Einlagen-Satz stays at 2.25 percent. Banks get this interest for their money. Other rates stay the same too.

In June the rates go up. Now the bank waits. Prices go up by 2.8 percent right now. This is called Inflation. The bank wants only 2 percent. The inflation is still too high. Experts think the pause is good.

There are worries about energy prices. The price for oil is very high. Wars and fights are the reason. High oil prices make everything cost more. The bank watches the situation. In September the bank decides again.

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Definitions

European Central Bank: The most important bank in Europe. They care for the value of the euro money. Their seat is in Frankfurt.
Main interest rate: An important rate. It decides how expensive loans are. And how much interest you get for saved money.
Inflation: When prices for goods and services go up. You can buy less for the same money.
Deposit rate: This is an interest for banks. They get it when they park money at the central bank.

People

Christine Lagarde: She is a French politician and lawyer. Since the year 2019 she is the boss of the European Central Bank.

Locations

Europe: A continent with many countries. Many of these countries use the euro as common money.
Iran: A country in West Asia. There is much crude oil. Current fights there change prices worldwide.

Sources

FAZ 23. July 2026, 13:28

Vor der Sommerpause legt die EZB eine Zinspause ein

ORF 23. July 2026, 13:33

EZB belässt Leitzinsen bei 2,25 Prozent

ANSA 23. July 2026, 13:17

++ Bce lascia i tassi fermi al 2,25% ++ - Notizie - Ansa.it

ANSA 23. July 2026, 13:36

La conferenza stampa della presidente della Bce - Dirette e live - Ansa.it

ANSA 23. July 2026, 13:27

La Bce lascia i tassi fermi al 2,25% - Notizie - Ansa.it

Kleine Zeitung 23. July 2026, 13:28

Trotz Inflationsgefahr: EZB pausiert bei Leitzinsen

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